How to Farm Money in How To Fish

The best way to earn more is by catching valuable fish with upgraded lures, boosting their Killscore with trick shots, cooking them for the 1.5x value multiplier, and also combining all methods to boost the overall value of the catch. You should also expand your inventory as it allows you to farm longer during late-game sessions. If you want to know more, check out our farming guide below.

How to Fish is a fishing adventure game where you can explore different islands and catch a variety of creatures with weapons and fishing equipment, and then sell them for profit. Earning money is essential for progression. While catching and selling fish is the basic way to earn money, you can significantly increase your profits by using the right farming methods. So, here’s a complete How to Fish Money Farming Guide that covers everything you need to know to farm money efficiently.

How Do You Make Money Fast in How to Fish?

Money is one of the key ways of progressing through the game’s various islands. Moreover, making money in How to Fish becomes easier once you understand how to increase the value of every catch and maximize your profits. Below, we’ve provided some of the best ways to make money fast in How to Fish.

Use Better Lures

One of the simplest ways to increase your income is to upgrade your lure whenever you reach a new island. Better lures give you access to more valuable creatures, meaning you can earn more from each successful fishing trip rather than repeatedly catching low-value creatures with starter equipment.

Likewise, it's recommended to treat your money as an investment. Instead of spending all your earnings immediately, save enough to purchase the next useful lure. The improvement in catch value can eventually pay for the upgrade itself. This becomes particularly important as you reach the later islands, where specialized lures can target much more valuable creatures.

For instance, Scientific Lure is particularly useful once you reach Volcano Island, as it gives you access to some of the more valuable regular catches available there. The lure system is therefore one of the best ways to increase your baseline income before adding other multipliers.

RELATED: Check out our complete Lure Tier List to know which ones to buy!

Build a Killscore Multiplier

Killscore is one of the most useful mechanics for money farming. Instead of shooting a creature normally, try to incorporate trick shots into your finishing attack. Depending on the situation, you can use techniques such as headshots, no-scopes, 360-degree spins, point-blank kills, airborne kills, and other bonuses. Several modifiers can be combined on a single kill, allowing one creature to receive a substantially higher Killscore than a normal catch.

A good way to do it is to weaken a creature first, then reduce its health without killing it, create some distance, and then prepare your final shot. This gives you much more control over the finishing attack and lets you attempt a trickshot without wasting a valuable catch. Moreover, you can further increase your Killscore by stacking multiple bonuses, such as weakening a creature, getting it airborne, performing a spin, and finishing it with a headshot.

However, the exact multiplier can vary depending on which bonuses register. Moreover, the game even has an achievement associated with reaching a 5x Killscore multiplier. Practise these techniques on ordinary fish first rather than expensive bosses. Boss fights require valuable bait, so attempting difficult trick shots against them can actually reduce your profits.

Cook Your Catches Before Selling

Once you have access to the Grill, cooking becomes one of the easiest ways to increase the overall value of your catches. The Grill can raise a fish’s value by 1.5x, giving you a substantial boost before you take it to the shop. You can unlock the Grill on Desert Island (Island 3) by completing the Grillmaster Quest.

After unlocking it, avoid immediately selling valuable fish while they are still raw. Instead, take them to the Grill and monitor their cooking multiplier. The important part is knowing when to remove the creature from the heat. Let it cook until it reaches the maximum 1.5x multiplier, then take it away.

However, do not leave valuable catches on the Grill for long. Overcooking can burn the item and destroy its value, turning a profitable catch into a loss. For the best possible payout, combine cooking with Killscore. A creature that already has a strong Killscore can then receive the cooking boost before you sell it.

Increase Your Inventory Space

More inventory slots do not directly increase the value of individual fishes, but they can make your entire farming cycle much more efficient. With limited space, you have to repeatedly stop fishing, return to shore, sell your catches, and start again. 

Additional slots let you carry more fish before making a selling trip. This becomes especially useful once you start cooking and applying Killscore bonuses because you can prepare multiple high-value catches before cashing them all in.

Combine Killscore and Cooking

The key to making money in How to Fish is to combine many of these systems rather than using them individually. You must aim to increase a creature’s value at every stage, from catching it to selling it. 

A profitable farming loop involves catching a valuable fish, weakening it, finishing it with a high-value shot to boost its Killscore, cooking it to the maximum multiplier, and then selling it. This is more profitable than catching large numbers of low-value fish and selling them. 

Farm Efficiently on the Fourth Island

Once you have unlocked the fourth island, you can shift toward a more focused farming strategy. Here, it’s recommended to equip the Professional Lure and focus on catches that provide significantly better returns than the creatures available with your earlier equipment.

One useful approach is to make use of the fishing shack and its layout. If a fish becomes stuck in the corner, take advantage of the predictable position instead of immediately killing it. Weaken it first, then attempt a high-value finishing move. This gives you a more stable target for attempting trick shots to further boost the fish value.

Once you have secured the multiplier, take the creature to the Grill and cook it to the maximum safe value before selling it. The main goal of this method is not only to catch more creatures but also to extract the highest possible value from each creature you successfully catch.

Farm Volcano Island for High-Value Catches

Volcano Island is where your money-making strategy can become much more lucrative. Once you can purchase the Scientific Lure, use it to catch more valuable regular creatures. Volcano Island is also filled with lava that can function as a cooking method. Instead of taking every catch back to a conventional Grill, you can use the lava to apply the bonus. 

One particularly useful target is the Oarfish. When you find one, lower its health so that you can control the final shot rather than killing it before applying your Killscore technique. Once its HP is low, perform a 360-degree shot to increase its value. After securing the Killscore bonus, drop the creature into the lava to apply the cooking multiplier before selling it for profit. 

Volcano Island also has tiny fish that require a different approach. The Superdwarf Fish is too small for larger trick shots like 360 spins, so catch it normally and then use the lava to increase its value. Even without a Killscore bonus, the cooking multiplier can still provide a solid payout.

Spend Your Money Carefully

Making money quickly is only useful when you spend it wisely. Avoid purchasing every upgrade you come across and instead prioritize equipment that directly improves your earnings. This ensures your earnings are reinvested effectively rather than spent recklessly. 

For starters, it is recommended to invest in better lures and useful weapons, followed by inventory improvements when carrying capacity starts slowing down your farming. Once you have access to valuable late-game catches, reinvesting into the equipment that increases your earnings will pay off faster than spending your cash on less important upgrades.

Tips & Tricks for Farming Money in How to Fish

If you are looking to maximize your money farming, you must make the most of every catch rather than simply catching more fish. Below, we’ve provided a few quick tips that will help you maximize your profits and spend them wisely.

Prioritize High-Value Catches

Focus on valuable fish instead of filling your inventory with low-value fish. As you unlock better lures and islands, target fish that provide higher selling prices.

Maximize Every Catch

Try to increase each creature's value before selling it. Use trick shots to build Killscore, then cook those catches to apply the maximum multiplier for a much better payout.

Upgrade Your Inventory

Purchase extra inventory slots once frequent trips to the shop start slowing you down. Carrying more valuable catches at once makes your farming sessions faster and more efficient.

Choose the Right Farming Spot

Adjust your farming strategy as you progress. Use the Professional Lure on the fourth island, then move to Volcano Island and use the Scientific Lure to target more valuable creatures.

Reinvest Your Earnings

Spend your money on upgrades that improve your future earnings, particularly on better lures and useful weapons. Avoid wasting cash on unnecessary upgrades.

Practise Trick Shots

Practise 360-degree spins, headshots, and no-scopes on common fish, especially in the Lighthouse and Forest Islands, before attempting them on expensive catches in the later islands. This reduces the risk of losing valuable creatures while trying to increase their Killscore.

RELATED: Check out our guide on how to do trickshots in How To Fish to learn more!

Frequently Asked Questions (FAQs)

For more on How To Fish, check out How to Fish Bing Bong Guide – How to Catch & Defeat or How to Fish Bean Achievement Guide on Pro Game Guides!