How to use the bank in Islands and what it offers – Roblox

After years of the community asking, the developers at Islands have finally implemented a banking system! Added with the November 25 update, banks allow users to store and withdraw money, unlock exclusive decor, and more. Continue reading below to learn about the Islands Bank, including where to find it and how it works.

Where is the bank in Islands?

The bank is located inside Islands' main Hub near the Auction House. To reach the Hub, simply walk through the portal on your island. Once you've loaded into the Hub, walk past the farm and up the small hill. After a few more steps, you should see the building pictured below.

To use the bank, approach the NPC outside of it, Rob, and talk to them. Upon doing so, you will be asked if you'd like to view the Bank Shop or access your account. If you choose to view the shop, you will find all the items listed below.

• Coin Pile - 2,500 Coins
• Cash Pile - 5,000 Coins
• Security Rope - 7,500 Coins
• Security Window - 9,500 Coins
• Security Safe - 15,000 Coins

If you choose to view your account, your Islands Bank account will open. Assuming you've never accessed your account before, it will be empty. To add funds to your account, select the green Deposit button. Once you've added funds, you can take them back out by selecting the grey Withdrawal button.

If you're looking to increase the size of your bank, which allows you to hold more money inside your account, you can purchase tiers. A breakdown of these tiers can be found below.

• Tier 0
  • Price to unlock:
    • Free
  • Max amount held:
    • 1 billion Coins
• Tier 1
  • Price to unlock:
    • 100,000 Coins
  • Max amount held:
    • 1.25 billion Coins

Related: Roblox Islands Value List – Price Guide for Selling & Buying Items!

• Tier 2
  • Price to unlock:
    • 200,000 Coins
  • Max amount held:
    • 1.5 billion Coins
• Tier 3
  • Price to unlock:
    • 400,000 Coins
  • Max amount held:
    • 2 billion Coins
• Tier 4
  • Price to unlock:
    • 800,000 Coins
  • Max amount held:
    • 5 billion Coins
• Tier 5
  • Price to unlock:
    • 16 million Coins
  • Max amount held:
    • 7.5 billion Coins
• Tier 6
  • Price to unlock:
    • 32 million Coins
  • Max amount held:
    • 10 billion Coins
• Tier 7
  • Price to unlock:
    • 64 million Coins
  • Max amount held:
    • 25 billion Coins
• Tier 8
  • Price to unlock:
    • 128 million Coins
  • Max amount held:
    • 50 billion Coins
• Tier 9
  • Price to unlock:
    • 256 million Coins
  • Max amount held:
    • 75 billion Coins
• Tier 10
  • Price to unlock:
    • 512 million Coins
  • Max amount held:
    • 100 billion Coins

It's also important to mention that, unlike banks in other Roblox experiences, the Islands Bank does not gain interest over time, meaning the amount of money you put in is what you're going to get out!

Looking for more Islands content? Check out some of our other guides on How to get Electrite in Roblox Islands or How to make pancakes in Roblox Islands here on Pro Game Guides!